This guide details how to integrate with Lead for your deposit account with debit card program, including details about setup, required money movement APIs, implementation process, and more.
Overview
Requirements
- Account Setup and Ongoing Management
- Debit Card issuing, BIN Sponsorship (if applicable)
- Integrate with money movement APIs (/SFTP transfers where applicable)
- Entity API set up for customer details and business relationships
- Virtual Account Number API setup to issue unique account numbers for each of your users
- Daily file sharing across user balances and transactions for reconciliation purposes
Special Considerations
- Lead sets up depository accounts with an account. There are a few different ways to configure your accounts. Contact your implementation team to determine the best configuration.
- We support many third party vendors in the fintech ecosystem across acquiring, issuing, and payment processing.
Flow of Funds
The following diagram illustrates the flow of funds for a depository account and its associated debit card.
Data Validation Requirements
Required data fields for Depository Accounts with Lead: