# Lead | API Docs

> Documentation on integrating with Lead.

## Docs

- [Controls](https://docs.lead.bank/api-integrations/account-number/controls.md): Block or allow transactions at the account number level.
- [Overview](https://docs.lead.bank/api-integrations/account-number/overview.md): Create and assign account numbers for your end customers.
- [Statuses](https://docs.lead.bank/api-integrations/account-number/statuses.md): Description of statuses and lifecycle for account numbers.
- [Best Practices](https://docs.lead.bank/api-integrations/accounts/best-practices.md): Best practices for integrating with the Accounts API.
- [Overview](https://docs.lead.bank/api-integrations/accounts/overview.md): Report account data for credit and deposit products.
- [Validations](https://docs.lead.bank/api-integrations/accounts/validations.md): Validation rules for the Accounts API.
- [Notification of Change](https://docs.lead.bank/api-integrations/ach/notification-of-change.md): Understand Nacha's non-monetary Notification of Change message.
- [Overview](https://docs.lead.bank/api-integrations/ach/overview.md): Receive or send ACH transfers through the FedACH network.
- [Processing Windows](https://docs.lead.bank/api-integrations/ach/processing-windows.md): Timing of ACH processing and system behavior.
- [Returns & Reversals](https://docs.lead.bank/api-integrations/ach/returns-and-reversals.md): Details about processing or receiving ACH returns.
- [Sandbox Simulation](https://docs.lead.bank/api-integrations/ach/sandbox-simulation.md): Test ACH transactions to a posted state.
- [Statuses](https://docs.lead.bank/api-integrations/ach/statuses.md): Description of ACH statuses and transitions.
- [Validations](https://docs.lead.bank/api-integrations/ach/validations.md): Best practices to reduce ACH validation exceptions.
- [Best Practices](https://docs.lead.bank/api-integrations/applications/best-practices.md): Best practices for integrating with the Applications API.
- [Overview](https://docs.lead.bank/api-integrations/applications/overview.md): Submit terminal credit application data for compliance reporting.
- [Validations](https://docs.lead.bank/api-integrations/applications/validations.md): Validation rules for the Applications API.
- [FAQ](https://docs.lead.bank/api-integrations/blockchain-payments/faq.md): Common questions about using blockchain payments.
- [Overview](https://docs.lead.bank/api-integrations/blockchain-payments/overview.md): Send and receive stablecoins. Send foreign currency over blockchain rails.
- [Stablecoin Funding Source](https://docs.lead.bank/api-integrations/blockchain-payments/stablecoin-funding-source.md): Purpose: Request to send funds stablecoins --> fiat (USD or foreign currency)
- [Statuses & Events](https://docs.lead.bank/api-integrations/blockchain-payments/statuses.md): The statuses and webhook events for blockchain payments.
- [Supported Blockchains and Fiat Rails](https://docs.lead.bank/api-integrations/blockchain-payments/supported-blockchains-and-fiat-rails.md): Details about the rails and currencies supported today.
- [USD Funding Source](https://docs.lead.bank/api-integrations/blockchain-payments/usd-funding-source.md): Purpose: Request to send USD --> foreign currency or USD --> stablecoins
- [Overview](https://docs.lead.bank/api-integrations/entity/overview.md): Legal persons or organizations related to Lead products.
- [Roles](https://docs.lead.bank/api-integrations/entity/roles.md): Govern which financial products an entity may use.
- [Troubleshooting](https://docs.lead.bank/api-integrations/entity/troubleshooting.md): The most common errors when calling the Entity API.
- [Workflow](https://docs.lead.bank/api-integrations/entity/workflow.md): How to create or update entities.
- [Errors](https://docs.lead.bank/api-integrations/errors.md): Understand how Lead handles errors and error messages.
- [Idempotency](https://docs.lead.bank/api-integrations/idempotency.md): Safely retry requests without creating duplicate operations.
- [Overview](https://docs.lead.bank/api-integrations/instant-payments/overview.md): Receive or send Instant Payments through the FedNow network.
- [Payment Identifiers](https://docs.lead.bank/api-integrations/instant-payments/payment-ids.md): Manage instant payment identifiers across FedNow and RTP (available late 2026)
- [Receiving & Returning Instant Payments](https://docs.lead.bank/api-integrations/instant-payments/receiving-and-returning.md): Configure your system to receive and return Instant Payments.
- [Rejections & Returns](https://docs.lead.bank/api-integrations/instant-payments/rejections-and-returns.md): Manage instant payment rejections and returns
- [Sending Instant Payments](https://docs.lead.bank/api-integrations/instant-payments/sending-instant-payments.md): Configure your system to send Instant Payments.
- [Overview](https://docs.lead.bank/api-integrations/internal-transfer/overview.md): Move money between your own accounts held at Lead.
- [Legacy](https://docs.lead.bank/api-integrations/lending/legacy-overview.md): How to originate and disburse loans with Lead's legacy lending product.
- [Overview](https://docs.lead.bank/api-integrations/lending/overview.md): How to create and fund loans with Lead.
- [Overview](https://docs.lead.bank/api-integrations/originators/overview.md): Create and manage ACH origination parameters.
- [Overview & Auth](https://docs.lead.bank/api-integrations/overview.md): Get started with Lead's APIs
- [Webhooks & Events](https://docs.lead.bank/api-integrations/webhooks.md): Learn how to receive webhooks and review various events.
- [USD International Wires](https://docs.lead.bank/api-integrations/wire/international-wires.md): Send and receive USD international wires.
- [Overview](https://docs.lead.bank/api-integrations/wire/overview.md): Receive or send wire transfers through the Fedwire network.
- [Processing Windows](https://docs.lead.bank/api-integrations/wire/processing-windows.md): Understand when wires can be processed.
- [Return Codes](https://docs.lead.bank/api-integrations/wire/rejection-and-return-codes.md): Details about processing or receiving wire returns.
- [Return Requests](https://docs.lead.bank/api-integrations/wire/return-requests.md): Configure your system to receive and send wire return requests.
- [Statuses](https://docs.lead.bank/api-integrations/wire/statuses.md): Description of wire statuses and transitions.
- [Activate an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/activate-an-account-number.md): Activate an Account Number.
- [Assign an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/assign-an-account-number.md): Assigns an Account Number with either a ClientCustomerID or EntityID. Only one of these should be provided
- [Cancel an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/cancel-an-account-number.md): Cancel an Account Number.
- [Create an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/create-an-account-number.md): Creates an Account Number. Optionally also assigns either a ClientCustomerID or EntityID to the Account Number
- [Deactivate an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/deactivate-an-account-number.md): Deactivate an Account Number.
- [List all Account Numbers](https://docs.lead.bank/api-reference/endpoint/account-number/list-all-account-number.md): List all Account Numbers.
- [Register an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/register-an-account-number.md): Registers an Account Number.
- [Retrieve an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/retrieve-an-account-number.md): Retrieve an Account Number.
- [Update an Account Number](https://docs.lead.bank/api-reference/endpoint/account-number/update-an-account-number.md): Update an Account Number's metadata.
- [Activate an Account](https://docs.lead.bank/api-reference/endpoint/account/activate-an-account.md): Transitions an account from `inactive` to `active` status.
- [Batch Create Account Entity Relationships](https://docs.lead.bank/api-reference/endpoint/account/batch-create-account-entity-relationships.md): Associates multiple entities with an account under a single relationship type.
- [Close an Account](https://docs.lead.bank/api-reference/endpoint/account/close-an-account.md): Transitions an account to `closed` status (terminal state). This action cannot be undone.
- [Create an Account](https://docs.lead.bank/api-reference/endpoint/account/create-an-account.md): Creates a new account.
- [Deactivate an Account](https://docs.lead.bank/api-reference/endpoint/account/deactivate-an-account.md): Transitions an account from `active` to `inactive` status.
- [Delete Account Entity Relationship](https://docs.lead.bank/api-reference/endpoint/account/delete-account-entity-relationship.md): Deletes a specific entity relationship from an account and returns the updated list of entity relationships. The relationship_type must be specified to identify which relationship to delete.
- [List Account Entity Relationships](https://docs.lead.bank/api-reference/endpoint/account/list-account-entity-relationships.md): Lists all entity relationships for a specific account.
- [Retrieve an Account](https://docs.lead.bank/api-reference/endpoint/account/retrieve-an-account.md): Retrieves a specific account by its ID. Accepts a server-generated ID (account_*).
- [Update an Account](https://docs.lead.bank/api-reference/endpoint/account/update-an-account.md): Updates properties on an existing account.
- [Cancel an ACH](https://docs.lead.bank/api-reference/endpoint/ach/cancel-an-ach.md): Cancel an outgoing ACH.
- [Create an ACH](https://docs.lead.bank/api-reference/endpoint/ach/create-an-ach.md): Creates an outgoing ACH.
- [List all ACH](https://docs.lead.bank/api-reference/endpoint/ach/list-all-ach.md): List all ACH objects.
- [Retrieve an ACH](https://docs.lead.bank/api-reference/endpoint/ach/retrieve-an-ach.md): Retrieve an ACH object.
- [Return an ACH](https://docs.lead.bank/api-reference/endpoint/ach/return-an-ach.md): Issue a return against an incoming ACH.
- [Reverse an ACH](https://docs.lead.bank/api-reference/endpoint/ach/reverse-an-ach.md): Reverse an outgoing ACH.
- [Update an ACH](https://docs.lead.bank/api-reference/endpoint/ach/update-an-ach.md): Update an ACH object.
- [Create an Application](https://docs.lead.bank/api-reference/endpoint/application/create-an-application.md): Creates a new credit application in terminal status.
- [List Application Entity Relationships](https://docs.lead.bank/api-reference/endpoint/application/list-application-entity-relationships.md): Lists all entity relationships for a specific application.
- [Retrieve an Application](https://docs.lead.bank/api-reference/endpoint/application/retrieve-an-application.md): Retrieves a specific application by its ID. Accepts either a server-generated ID (application_*) or client-provided application ID. The server detects the ID type by prefix.
- [Update an Application](https://docs.lead.bank/api-reference/endpoint/application/update-an-application.md): Updates properties on an existing application.
- [Create a Blockchain Payment](https://docs.lead.bank/api-reference/endpoint/blockchain-payment/create-a-blockchain-payment.md): Creates a blockchain payment for fiat or cross-border payments.
- [List all Blockchain Payments](https://docs.lead.bank/api-reference/endpoint/blockchain-payment/list-all-blockchain-payments.md): List all Blockchain Payments.
- [Retrieve a Blockchain Payment](https://docs.lead.bank/api-reference/endpoint/blockchain-payment/retrieve-a-blockchain-payment.md): Retrieve a Blockchain Payment.
- [Create an Entity](https://docs.lead.bank/api-reference/endpoint/entity/create-an-entity.md): Create an Individual, Sole Prop or Business Entity.
- [Retrieve an Entity by Client Customer ID](https://docs.lead.bank/api-reference/endpoint/entity/retrieve-an-entity-by-client-customer-id.md): Retrieve an entity by the client customer id
- [Retrieve an Entity by Entity ID](https://docs.lead.bank/api-reference/endpoint/entity/retrieve-an-entity-by-entity-id.md): Retrieve an entity by entity id
- [Update an Entity](https://docs.lead.bank/api-reference/endpoint/entity/update-an-entity.md): Certain updates on Entity trigger KYC re-screening, requiring an updated kyc_details.result and kyc_details.screened_at.
- [List all Events](https://docs.lead.bank/api-reference/endpoint/events/list-all-events.md): List all event objects.
- [Retrieve an Event](https://docs.lead.bank/api-reference/endpoint/events/retrieve-an-event.md): Retrieves an event object.
- [Simulate Advance Funding](https://docs.lead.bank/api-reference/endpoint/funding/advance-a-funding.md): Advances a Funding object from processing to posted status in the Sandbox environment.
- [Create a Funding](https://docs.lead.bank/api-reference/endpoint/funding/create-a-funding.md): Creates a Funding object to request that Lead move funds from a Lead GL to the partner's funding FBO account.
- [Retrieve a Funding](https://docs.lead.bank/api-reference/endpoint/funding/retrieve-a-funding.md): Retrieve a Funding object.
- [Cancel an Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/cancel-an-instant-payment.md): Attempt to cancel an outgoing instant payment that is currently in "created" or "under_review" status.
- [Check Instant Payment Availability](https://docs.lead.bank/api-reference/endpoint/instant-payment/check-instant-payment-availability.md): Check if a given routing number is eligible to receive an instant payment.
- [Create an Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/create-an-instant-payment.md): Initiates an outgoing instant payment.
- [List all Instant Payments](https://docs.lead.bank/api-reference/endpoint/instant-payment/list-all-instant-payments.md): List instant payments with optional filtering.
- [Reject Return Request for Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/reject-return-request-for-instant-payment.md): Reject the active return request associated with an incoming instant payment. Returns the updated instant payment object with the status of the active return request set to "rejected".
- [Request Return for Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/request-return-for-instant-payment.md): Send a return request to the counterparty for a previously posted outgoing instant payment. Returns the updated instant payment object with a new entry in the return_requests array.
- [Retrieve an Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/retrieve-an-instant-payment.md): Retrieve the details of an instant payment.
- [Return an Instant Payment](https://docs.lead.bank/api-reference/endpoint/instant-payment/return-an-instant-payment.md): Initiates an outgoing instant payment return. If there is an outstanding return request, invoking this endpoint is also understood as accepting the active return request.
- [Create an Internal Transfer](https://docs.lead.bank/api-reference/endpoint/internal-transfer/create-an-internal-transfer-v1.md): Creates an asynchronous Internal Transfer.
- [List all Internal Transfers](https://docs.lead.bank/api-reference/endpoint/internal-transfer/list-all-internal-transfers-v1.md): List all Internal Transfers.
- [Retrieve an Internal Transfer](https://docs.lead.bank/api-reference/endpoint/internal-transfer/retrieve-an-internal-transfer-v1.md): Retrieve an Internal Transfer.
- [Simulate Advance Disbursement](https://docs.lead.bank/api-reference/endpoint/lending-simulation/advance-a-disbursement.md): Advances a disbursement object status in the sandbox environment.
- [Cancel a Disbursement](https://docs.lead.bank/api-reference/endpoint/lending/cancel-a-disbursement.md): Cancel a disbursement.
- [Create a Disbursement](https://docs.lead.bank/api-reference/endpoint/lending/create-a-disbursement.md): Creates a disbursement for a loan
- [Retrieve a Disbursement](https://docs.lead.bank/api-reference/endpoint/lending/retrieve-a-disbursement.md): Retrieve a disbursement object.
- [Get an Access Token](https://docs.lead.bank/api-reference/endpoint/oauth/get-an-access-token.md): Exchange your client credentials for an access code.
- [Activate an Originator](https://docs.lead.bank/api-reference/endpoint/originator/activate-an-originator.md): Activate an Originator.
- [Cancel an Originator](https://docs.lead.bank/api-reference/endpoint/originator/cancel-an-originator.md): Cancel an Originator.
- [Create an Originator](https://docs.lead.bank/api-reference/endpoint/originator/create-an-originator.md)
- [Deactivate an Originator](https://docs.lead.bank/api-reference/endpoint/originator/deactivate-an-originator.md): Deactivate an Originator.
- [List all Originators](https://docs.lead.bank/api-reference/endpoint/originator/list-all-originators.md): List all Originators.
- [Retrieve an Originator](https://docs.lead.bank/api-reference/endpoint/originator/retrieve-an-originator.md): Retrieve an Originator.
- [Update an Originator](https://docs.lead.bank/api-reference/endpoint/originator/update-an-originator.md): Update an Originator's parameters.
- [Simulate Advance ACH](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-advance-ach.md): Advance an ACH in Sandbox.
- [Simulate Advance Wire](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-advance-wire.md): Advance a Wire in Sandbox.
- [Simulate Incoming ACH](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-ach.md): Simulate an incoming ACH.
- [Simulate Incoming ACH Return](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-ach-return.md): Simulate an incoming Return.
- [Simulate Incoming Instant Payment](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-instant-payment.md): Simulate an incoming instant payment.
- [Simulate Incoming Instant Payment Return](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-instant-payment-return.md): Simulate an incoming instant payment return.
- [Simulate Incoming Instant Payment Return Request](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-instant-payment-return-request.md): Simulate an incoming instant payment return request.
- [Simulate Incoming Instant Payment Return Request Acceptance](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-instant-payment-return-request-acceptance.md): Simulate an incoming instant payment return request acceptance.
- [Simulate Incoming Instant Payment Return Request Rejection](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-instant-payment-return-request-rejection.md): Simulate an incoming instant payment return request rejection.
- [Simulate Incoming Wire](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-wire.md): Simulate an incoming Wire.
- [Simulate Incoming Wire Return](https://docs.lead.bank/api-reference/endpoint/simulation/simulate-incoming-wire-return.md): Simulate an incoming Wire Return.
- [Create a Subledger Balance](https://docs.lead.bank/api-reference/endpoint/subledger-balance/create-a-subledger-balance.md): Create a Subledger Balance object. The newly created Subledger Balance will have a `status` of `active` and a `status_reason` of `active`, and a unique `id` with prefix `subledger_balance_` will be auto-generated.
- [Retrieve a Subledger Balance](https://docs.lead.bank/api-reference/endpoint/subledger-balance/retrieve-a-subledger-balance.md): Retrieve a Subledger Balance object.
- [Cancel a Wire](https://docs.lead.bank/api-reference/endpoint/wire/cancel-a-wire-v1.md): Cancel a wire object.
- [Create a Wire](https://docs.lead.bank/api-reference/endpoint/wire/create-a-wire-v1.md): Create a new outgoing wire.
- [List all Wires](https://docs.lead.bank/api-reference/endpoint/wire/list-all-wires-v1.md): List all wire objects.
- [Retrieve a Wire](https://docs.lead.bank/api-reference/endpoint/wire/retrieve-a-wire-v1.md): Retrieve a wire object.
- [Return a Wire](https://docs.lead.bank/api-reference/endpoint/wire/return-a-wire-v1.md): Initiate a return against an incoming wire.
- [Update a Wire](https://docs.lead.bank/api-reference/endpoint/wire/update-a-wire-v1.md): Update a wire.
- [Changelog](https://docs.lead.bank/changelog.md): The Changelog is the source of record for released platform, API, reporting, and operational changes. Use this page to stay informed about new features, improvements, fixes, and breaking changes that are now available in production.
- [Overview](https://docs.lead.bank/file-integrations/account/overview.md): Overview of account files.
- [Schema](https://docs.lead.bank/file-integrations/account/schema.md)
- [Statuses](https://docs.lead.bank/file-integrations/account/statuses.md): The statuses for account files.
- [Validations](https://docs.lead.bank/file-integrations/account/validations.md): Validating account files.
- [Overview](https://docs.lead.bank/file-integrations/application/overview.md): Overview of application files.
- [Schema](https://docs.lead.bank/file-integrations/application/schema.md)
- [Statuses](https://docs.lead.bank/file-integrations/application/statuses.md): The statuses for application files.
- [Validations](https://docs.lead.bank/file-integrations/application/validations.md): Validating application files.
- [Schema](https://docs.lead.bank/file-integrations/authorized-users/schema.md)
- [Validations](https://docs.lead.bank/file-integrations/authorized-users/validations.md): Validating authorized users.
- [Balance Reconciliation](https://docs.lead.bank/file-integrations/balances-and-transactions/balance-reconciliation.md): Understand end-of-day account balances.
- [Balance Statuses](https://docs.lead.bank/file-integrations/balances-and-transactions/balance-statuses.md): Understand statuses for balances.
- [Balance & Transaction Validations](https://docs.lead.bank/file-integrations/balances-and-transactions/balance-validations.md): Understand validations for balances and transactions.
- [Balances Schema](https://docs.lead.bank/file-integrations/balances-and-transactions/balances-schema.md)
- [Non-Posted Transactions Schema](https://docs.lead.bank/file-integrations/balances-and-transactions/non-posted-transactions-schema.md)
- [Overview](https://docs.lead.bank/file-integrations/balances-and-transactions/overview.md): Overview of balance and transaction files.
- [Transaction Types](https://docs.lead.bank/file-integrations/balances-and-transactions/transaction-types.md)
- [Transactions Schema](https://docs.lead.bank/file-integrations/balances-and-transactions/transactions-schema.md)
- [Transactions Update Schema](https://docs.lead.bank/file-integrations/balances-and-transactions/transactions-update-schema.md)
- [Schema](https://docs.lead.bank/file-integrations/card-files/schema.md)
- [Validations](https://docs.lead.bank/file-integrations/card-files/validations.md): Validating card files.
- [FAQ](https://docs.lead.bank/file-integrations/checks/faq.md): Frequently asked check questions.
- [Overview](https://docs.lead.bank/file-integrations/checks/overview.md): Understand check flows utilizing the X9 file standard.
- [Settlement](https://docs.lead.bank/file-integrations/checks/settlement.md): Lead supports three intraday settlement windows aligned with Fed processing schedules for checks.
- [X9 File Requirements](https://docs.lead.bank/file-integrations/checks/x9.md): All check processing between you and Lead uses the X9.37 file standard.
- [Schema](https://docs.lead.bank/file-integrations/collaterals/schema.md)
- [Customer Relationship Schema](https://docs.lead.bank/file-integrations/customer/customer-relationship-schema.md)
- [Customer Schema](https://docs.lead.bank/file-integrations/customer/customer-schema.md)
- [Overview](https://docs.lead.bank/file-integrations/customer/overview.md): Overview of Customers and Customer Relationships files.
- [Validations](https://docs.lead.bank/file-integrations/customer/validations.md): Validating customer and customer relationship files
- [Credit or Charge Cards](https://docs.lead.bank/file-integrations/data-flows/credit-or-charge-cards.md): How to exchange information with Lead to support credit or charge card programs.
- [Deposit or Payments](https://docs.lead.bank/file-integrations/data-flows/deposit-or-payments.md): Data flow for deposit or payments products.
- [Lending and Overdraft](https://docs.lead.bank/file-integrations/data-flows/lending-and-overdraft.md): How to exchange information with Lead to support lending (term loans and lines of credit) or overdraft programs.
- [Data Objects](https://docs.lead.bank/file-integrations/data-objects.md): Understand Lead's data objects.
- [Currencies](https://docs.lead.bank/file-integrations/file-delivery/currencies.md): Understand which currencies are accepted in file validations.
- [Errors](https://docs.lead.bank/file-integrations/file-delivery/errors.md): Understand, troubleshoot, and resolve validation errors encountered during file submission.
- [Overview](https://docs.lead.bank/file-integrations/file-delivery/overview.md): Understand how to exchange data with Lead via SFTP.
- [Slack Alerts](https://docs.lead.bank/file-integrations/file-delivery/slack-alerts.md): Monitor your program.
- [Compliance Documents](https://docs.lead.bank/file-integrations/file-guides/documents/compliance-documents.md): Understand the JSON structure expected for Documents provided in the `applications` and `accounts` files.
- [Overview](https://docs.lead.bank/file-integrations/file-guides/documents/overview.md): Details on SFTP document delivery.
- [Nacha Files](https://docs.lead.bank/file-integrations/nacha-files.md): Overview of ACH file processing using Nacha files.
- [Funding](https://docs.lead.bank/file-integrations/network-settlement/funding.md): Network settlement funding explained.
- [Overview](https://docs.lead.bank/file-integrations/network-settlement/overview.md): Understanding network settlement.
- [Reconciliation](https://docs.lead.bank/file-integrations/network-settlement/reconciliation.md): Network settlement reconciliation explained.
- [Reports](https://docs.lead.bank/file-integrations/network-settlement/reports.md): Lead's network settlement reports explained.
- [Program Files](https://docs.lead.bank/file-integrations/program-files.md): Understand which files and APIs you'll use to support your program.
- [ACH Cash Reconciliation](https://docs.lead.bank/file-integrations/reporting/ach-cash-reconciliation.md): Definition of fields provided in the ACH Settlement Cash Reconciliation report.
- [Daily Activity](https://docs.lead.bank/file-integrations/reporting/daily-activity.md): Definition of fields provided in the Daily Activity report.
- [Daily Balance](https://docs.lead.bank/file-integrations/reporting/daily-balance.md): Definition of fields provided in the Daily Balance report.
- [Overview](https://docs.lead.bank/file-integrations/reporting/overview.md): Reporting from Lead.
- [Platform Reconciliation](https://docs.lead.bank/file-integrations/reporting/platform-reconciliation.md): Reconciliation for platform-issued account numbers.
- [Request Schema](https://docs.lead.bank/file-integrations/sales-request-and-response/request-schema.md)
- [Response Schema](https://docs.lead.bank/file-integrations/sales-request-and-response/response-schema.md)
- [Settlement Amount](https://docs.lead.bank/file-integrations/sales-request-and-response/settlement-amount.md): Understand how settlement works.
- [SFTP Setup](https://docs.lead.bank/file-integrations/sftp-setup.md): Steps for setting up SFTP with Lead.
- [Deposit Accounts](https://docs.lead.bank/file-integrations/use-cases/deposit-accounts.md): How to set up a deposit account program with Lead.
- [Deposit Accounts With Debit Card](https://docs.lead.bank/file-integrations/use-cases/deposit-accounts-with-debit-card.md): How to set up a deposit account with debit card program with Lead.
- [Program Launch](https://docs.lead.bank/get-started/program-launch.md): Follow Lead's five-milestone implementation process from kickoff and funds flow alignment through sandbox testing, production testing, and go-live.
- [Make Your First Payment API Call](https://docs.lead.bank/get-started/quickstart/make-your-first-payment-api-call.md): By the end of this guide, you will have authenticated against Lead, created an entity, assigned an account number, simulated an incoming ACH credit, and send an outgoing ACH.
- [Originate Your First Loan](https://docs.lead.bank/get-started/quickstart/originate-your-first-loan.md): By the end of this guide, you will have authenticated against Lead, created a borrower Entity, recorded the underwriting decision as an Application, opened a credit-enabled Account, defined the loan terms on a Subledger Balance, and executed your first Funding request.
- [Sandbox](https://docs.lead.bank/get-started/sandbox.md): Learn how Lead's sandbox environment works, how to advance transactions manually using simulation endpoints, and what to test before go-live.
- [Welcome to Lead](https://docs.lead.bank/get-started/what-is-lead.md): Programmable financial services built to support any use case, quickly.
- [Upcoming Changes](https://docs.lead.bank/upcoming-changes.md): Upcoming Changes provides advance notice of planned platform, API, reporting, and operational changes that may require awareness, testing, or action before they become effective. We publish updates here to give partners time to prepare and avoid unexpected disruptions.

## OpenAPI Specs

- [openapi](https://docs.lead.bank/openapi.json)