Sales Requests are a Lead-generated file with details on the sale of receivables. While Lead does not sell receivables on non-business days, an empty Sales Request file will still be posted to the SFTP on non-business days.
Ensure that the
settlement_amount has been sent to the Operating Account prior to responding via Sales Response.| Field | Description | Required | Data Type |
|---|---|---|---|
| sale_id | Lead-generated ID for sales of balances | Required | string |
| balance_id | The ID of the balance whose receivables are being sold this day. If there were multiple loans disbursed against the same balance_id, Lead will display this as one entry aggregated by balance_id. | Required | string |
| start_date | The date when interest accrual starts. This will be settlement_date from the Transaction file. | Required | dateYYYY-MM-DD |
| sale_date | The date of sale of receivables. | Required | dateYYYY-MM-DD |
| funded_amount | Amount funded through Funding Request / Response. | Optional | number currency decimals |
| outstanding_principal | The outstanding principal of loan amount reflecting for customer activity on loan. | Required | number currency decimals |
| settled_transactions_amount | The sum value of transactions (in a settled state) that reduced a receivable’s outstanding principal amount during the seasoning period. For example, any payments or credits that have been made against the receivable and brought down its principal amount would be included. | Required | number currency decimals |
| imputed_interest_accrued | The net imputed interest charged by Lead during the loan holding period. | Required | number currency decimals |
| settlement_amount | The net amount required to settle with Lead on the sale date for this loan. This is the amount that needs to be transferred prior to responding to Sales Response. | Required | number currency decimals |
| currency | The currency code for the transaction. | Required | ISO4217 |
| generated_at | The day this file is generated. This should always be the date the file is sent to Lead Bank. | Required | datetime ISO8601 |
| effective_at | The timestamp of when the related object(s) were polled to collect the information for this record. | Required | datetime ISO8601 |