Report Fields Field Name Definition Example ACCOUNT_NUMBER Account number this activity is associated with. TRANSACTION_DATE Effective date of the transaction. In rare cases (positive pay late decisions) this can be prior to the posted_date. POSTED_DATE Date the transaction is recorded on the account. This is when the account balance is actually impacted by this activity. DESCRIPTION Description of the activity. For wire transactions, the reference number could be in the description. Note: Sweep descriptions can potentially contain account numbers 5736 ACH OUTGOING CREDIT 6PM ET 09/12 3167932382 internal_transfer_9lyFwCBNvIvBtSUpa956oIE4d92 TRANSFER FROM ALL IN CHECKING ACCOUNT 1000123456 DEBIT_AMOUNT If debit transaction, amount → CREDIT_AMOUNT If credit transaction, amount → TRANSACTION_CODE 1-3 digits. See Transaction Codes below. CHECK_NUMBER Check number (if the activity is a check transaction). COMPANY_ID The associated company ID for this transaction if this is a received ACH transaction. SEC_CODE The associated SEC code for this transaction if this is a received ACH transaction.
Transaction Codes The below transaction codes can be used for both debits and credits.
“Non-Platform” transactions are initiated outside of Lead’s BaaS “BaaS Platform” transactions are initiated through Lead’s payment API integrations.
Code Description Executed By 9 Deposit Non-Platform 12 ACH Return Item Fee Non-Platform 14 ACH Debit Origination Non-Platform 16 Internal Funds Transfer Non-Platform 17 Domestic Wire Incoming Non-Platform 18 Misc Credit Non-Platform 19 Online Banking Transfer Non-Platform 20 Misc Credit Non-Platform 22 Interest Credit Non-Platform 26 ACH Credit Received Non-Platform 27 ACH Debit Received Non-Platform 28 Return of ACH Credit Received Non-Platform 29 Return of ACH Debit Received Non-Platform 30 ACH Debit Reversal Origination Non-Platform 31 ACH Credit Reversal Origination Non-Platform 32 ACH Debit Reversal Received Non-Platform 35 ACH Credit Reversal Received Non-Platform 37 Miscellaneous BaaS Platform 38 Domestic Wire Origination Non-Platform 39 Online Banking Transfer Non-Platform 47 ACH Credit Origination Non-Platform 50 Check Chargeback Non-Platform 51 Check Non-Platform 52 Check Non-Platform 53 ACH Transfer Fee Non-Platform 54 Domestic Incoming Wire Return Non-Platform 55 Domestic Originated Wire Return Non-Platform 60 Return of ACH Debit Origination Non-Platform 61 Closing Withdrawal Non-Platform 69 Analysis Fee Non-Platform 70 Return of ACH Credit Origination Non-Platform 75 Transfer Non-Platform 77 ACH Return Fee Non-Platform 110 Stop Payment Fee - Online Banking Non-Platform 119 Paper Statement Fee Non-Platform 120 NSF Fee Non-Platform 400 General Ledger Credit BaaS Platform 500 General Ledger Debit BaaS Platform 614 ACH Onus Incoming Payment Non-Platform 628 ACH Onus Incoming Return Debit Non-Platform 629 ACH Onus Incoming Return Credit Non-Platform 647 ACH Onus Incoming Collection Non-Platform 800 Sweep Non-Platform 822 IntraFi Sweep In Non-Platform 823 IntraFi Sweep Out Non-Platform 824 IntraFi Interest Credit Non-platform 900 Finplat Multi-Leg Transactions BaaS Platform 1014 ACH Debit Origination BaaS Platform 1015 Return Item Credit BaaS Platform 1016 Book Transfer Credit BaaS Platform 1017 Domestic Wire Incoming BaaS Platform 1026 ACH Credit Received BaaS Platform 1027 ACH Debit Received BaaS Platform 1028 Outgoing ACH Credit Return BaaS Platform 1029 Outgoing ACH Debit Return BaaS Platform 1030 ACH Debit Reversal Origination BaaS Platform 1031 ACH Credit Reversal Origination BaaS Platform 1032 ACH Debit Reversal Received BaaS Platform 1035 ACH Credit Reversal Received BaaS Platform 1038 Domestic Wire Origination BaaS Platform 1047 ACH Credit Originated BaaS Platform 1050 Incoming Check Return BaaS Platform 1051 Incoming Check Forward BaaS Platform 1052 Check BaaS Platform 1054 Domestic Incoming Wire Return BaaS Platform 1055 Domestic Originated Wire Return BaaS Platform 1060 ACH Chargeback BaaS Platform 1064 International Wire Origination Non-Platform 1070 ACH Credit Back BaaS Platform 1071 International Wire Incoming Non-Platform 1072 International Incoming Wire Return Non-Platform 1073 International Originated Wire Return Non-Platform 1074 Outgoing Check Forward BaaS Platform 1075 Book Transfer Debit BaaS Platform 1250 FedNow Incoming Credit BaaS Platform
