An account must be created for all approved applications.Deposit details are only relevant for deposit products and credit details are only relevant for credit products
Balance objects created through the Balance file.
For programs offering multiple financial products, your Account object may have a 1:many relationship with Balances. For example, if you offer the same consumer a Depository Account and a Line of Credit.
All new accounts, as well as updates to existing accounts, are received through this file.
