curl --request GET \
  --url https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id} \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "id": "user_account_xyz123",
  "status": "active",
  "status_reason": "client_closed",
  "features": [
    "deposit"
  ],
  "entities": {
    "account_holder_type": "consumer"
  },
  "details": {
    "underwriting": {
      "is_secured": true,
      "is_mla": true,
      "underwriting_grade": "<string>",
      "currency_code": "USD",
      "available_credit": 123,
      "limit": 123,
      "max_limit": 123,
      "scra": {
        "start_date": "2023-12-25",
        "end_date": "2023-12-25"
      },
      "report": {
        "pulled_at": "2023-11-07T05:31:56Z",
        "source": "equifax",
        "score": 575,
        "non_score_value": "unestablished"
      }
    },
    "adverse_action_notice": {
      "delivered_at": "2023-11-07T05:31:56Z",
      "reason": "<string>",
      "delivery_method": "email"
    }
  },
  "product_name": "<string>",
  "documents": [
    {
      "file_id": "file_7RwQ2mK9pL4xT1vN8jS5",
      "timestamp": "2026-09-14T14:20:11Z",
      "version": "v2"
    }
  ],
  "metadata": {},
  "created_at": "2023-11-07T05:31:56Z",
  "updated_at": "2023-11-07T05:31:56Z",
  "application_id": "application_xyz123",
  "legacy_documents": [
    {
      "document_id": "loan_agreement_01_2026.pdf",
      "type": "aan",
      "displayed_at": "2023-11-07T05:31:56Z",
      "consented_at": "2023-11-07T05:31:56Z",
      "version": "v1"
    }
  ],
  "client_account_id": "<string>",
  "balance_sheet_model": "held_for_investment",
  "product_config_id": "product_config_xyz123",
  "closed_at": "2023-11-07T05:31:56Z"
}

{
  "code": "request_malformed",
  "message": "The request is invalid and cannot be parsed by the server.",
  "errors": [
    {
      "code": "url_malformed",
      "message": "The request URL could not be parsed."
    }
  ]
}

{
  "code": "token_invalid",
  "message": "The bearer token is missing, expired, malformed, or invalid."
}

{
  "code": "object_not_found",
  "message": "No object exists at the requested ID, or it is not visible to this caller."
}

{
  "code": "lead_control_restricted",
  "message": "A Lead-configured control blocks this request. Contact Lead with the Lead-Request-ID.",
  "errors": [
    {
      "code": "feature_not_enabled",
      "message": "User Accounts v2 isn't enabled for your program. Contact Lead to enable it."
    }
  ]
}

{
  "code": "rate_limit_exceeded",
  "message": "You have exceeded the rate limit for this endpoint. Retry with backoff."
}

{
  "code": "internal_server_error",
  "message": "Something went wrong on our end. Contact Lead with the Request-Id if this persists."
}

{
  "code": "service_unavailable",
  "message": "The service is temporarily unavailable. Retry after the indicated delay."
}

{
  "code": "gateway_timeout",
  "message": "An upstream system timed out. Retry with backoff."
}