curl --request POST \
  --url https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "status_reason": "dormant"
}
'

import requests

url = "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate"

payload = { "status_reason": "dormant" }
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({status_reason: 'dormant'})
};

fetch('https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'status_reason' => 'dormant'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "Idempotency-Key: <idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate"

	payload := strings.NewReader("{\n  \"status_reason\": \"dormant\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate")
  .header("Idempotency-Key", "<idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"status_reason\": \"dormant\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.lead.bank/v2/user_accounts/{user_account_id}/deactivate")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"status_reason\": \"dormant\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": "user_account_xyz123",
  "status": "active",
  "status_reason": "client_closed",
  "features": [
    "deposit"
  ],
  "entities": {
    "account_holder_type": "consumer"
  },
  "details": {
    "underwriting": {
      "is_secured": true,
      "is_mla": true,
      "underwriting_grade": "<string>",
      "currency_code": "USD",
      "available_credit": 123,
      "limit": 123,
      "max_limit": 123,
      "scra": {
        "start_date": "2023-12-25",
        "end_date": "2023-12-25"
      },
      "report": {
        "pulled_at": "2023-11-07T05:31:56Z",
        "source": "equifax",
        "score": 575,
        "non_score_value": "unestablished"
      }
    },
    "adverse_action_notice": {
      "delivered_at": "2023-11-07T05:31:56Z",
      "reason": "<string>",
      "delivery_method": "email"
    }
  },
  "product_name": "<string>",
  "documents": [
    {
      "file_id": "file_7RwQ2mK9pL4xT1vN8jS5",
      "timestamp": "2026-09-14T14:20:11Z",
      "version": "v2"
    }
  ],
  "metadata": {},
  "created_at": "2023-11-07T05:31:56Z",
  "updated_at": "2023-11-07T05:31:56Z",
  "application_id": "application_xyz123",
  "legacy_documents": [
    {
      "document_id": "loan_agreement_01_2026.pdf",
      "type": "aan",
      "displayed_at": "2023-11-07T05:31:56Z",
      "consented_at": "2023-11-07T05:31:56Z",
      "version": "v1"
    }
  ],
  "client_account_id": "<string>",
  "balance_sheet_model": "held_for_investment",
  "product_config_id": "product_config_xyz123",
  "closed_at": "2023-11-07T05:31:56Z"
}

{
  "code": "request_malformed",
  "message": "The request is invalid and cannot be parsed by the server.",
  "errors": [
    {
      "code": "body_malformed",
      "message": "The request body is missing or isn't a JSON object."
    }
  ]
}

{
  "code": "token_invalid",
  "message": "The bearer token is missing, expired, malformed, or invalid."
}

{
  "code": "object_not_found",
  "message": "No object exists at the requested ID, or it is not visible to this caller."
}

{
  "code": "idempotency_key_in_use",
  "message": "A concurrent request using this Idempotency-Key is still in flight."
}

{
  "code": "object_state_conflict",
  "message": "The object is not in the state this request assumed. Fetch its current state before retrying."
}

{
  "code": "rate_limit_exceeded",
  "message": "You have exceeded the rate limit for this endpoint. Retry with backoff."
}

{
  "code": "internal_server_error",
  "message": "Something went wrong on our end. Contact Lead with the Request-Id if this persists."
}

{
  "code": "service_unavailable",
  "message": "The service is temporarily unavailable. Retry after the indicated delay."
}

{
  "code": "gateway_timeout",
  "message": "An upstream system timed out. Retry with backoff."
}