{
"id": "instant_payment_xyz123",
"account_id": "account_xyz123",
"account_number_id": "account_number_xyz123",
"created_at": "ISO-8601",
"updated_at": "ISO-8601",
"direction": "enum(incoming|outgoing)",
"status": "enum(created|under_review|canceled|rejected|posted)",
"counterparty_status": "enum(under_review|rejected|posted)",
"amount": 5000,
"currency_code": "USD",
"description": "Payment for invoice 12345",
"debtor": {
"name": "Alex Smith",
"account number": "1234567890"
},
"debtor_agent": {
"routing_number": "987654321"
},
"creditor_agent": {
"routing_number": "987654321"
},
"creditor": {
"name": "Alex Smith",
"account_number": "0987654321"
},
"payment_identifiers": {
"end_to_end_id": "string",
"uetr": "string",
"transaction_id": "string"
},
"return": {
"reason": "enum",
"details": "string"
},
"rejection": {
"rejected_by": "enum(lead|network|counterparty)",
"reason": "enum",
"details": "string"
},