{
  "id": "application_xyz123",
  "status": "approved",
  "product_name": "Growth Business Credit Line",
  "entities": {
    "account_holder_type": "commercial",
    "account_holders": [
      "entity_xyz123"
    ],
    "authorized_signers": [
      "entity_xyz123"
    ]
  },
  "details": {
    "underwriting": {
      "is_secured": true,
      "is_mla": true,
      "currency_code": "AED",
      "underwriting_grade": "A2",
      "limit": 5000000,
      "max_limit": 10000000,
      "report": {
        "score": 123,
        "non_score_value": "unestablished",
        "pulled_at": "2023-11-07T05:31:56Z",
        "source": "equifax"
      }
    },
    "adverse_action_notice": {
      "delivered_at": "2023-11-07T05:31:56Z",
      "reason": "<string>",
      "delivery_method": "email"
    }
  },
  "documents": [
    {
      "file_id": "file_7RwQ2mK9pL4xT1vN8jS5",
      "timestamp": "2026-09-14T14:20:11Z",
      "version": "v2"
    }
  ],
  "created_at": "2026-05-14T15:59:30Z",
  "updated_at": "2026-05-14T15:59:30Z",
  "client_application_id": "APP-2024-001",
  "decision": {
    "decided_at": "2023-11-07T05:31:56Z",
    "reason": "<string>",
    "exception_approval_reason": "<string>"
  },
  "legacy_documents": [
    {
      "document_id": "loan_agreement_01_2026.pdf",
      "type": "aan",
      "displayed_at": "2023-11-07T05:31:56Z",
      "consented_at": "2023-11-07T05:31:56Z",
      "version": "v1"
    }
  ],
  "metadata": {}
}

{
  "code": "idempotency_key_missing",
  "message": "This endpoint requires an Idempotency-Key header. Add one and resend the request."
}

{
  "code": "token_invalid",
  "message": "The bearer token is missing, expired, malformed, or invalid."
}

{
  "code": "idempotency_key_in_use",
  "message": "A concurrent request using this Idempotency-Key is still in flight."
}

{
  "code": "content_too_large",
  "message": "The request is over a size limit for this endpoint. Make it smaller and resend it.",
  "errors": [
    {
      "code": "body_too_large",
      "message": "metadata is over this endpoint's size limit.",
      "parameters": [
        "metadata"
      ]
    }
  ]
}

{
  "code": "parameters_invalid",
  "message": "One or more parameters are invalid.",
  "errors": [
    {
      "code": "parameter_bound_exceeded",
      "message": "details.underwriting.limit (10000000) cannot exceed details.underwriting.max_limit (5000000).",
      "parameters": [
        "details.underwriting.limit"
      ]
    },
    {
      "code": "dependent_parameter_required",
      "message": "details.adverse_action_notice is required when status is declined.",
      "parameters": [
        "details.adverse_action_notice"
      ]
    }
  ]
}

{
  "code": "rate_limit_exceeded",
  "message": "You have exceeded the rate limit for this endpoint. Retry with backoff."
}

{
  "code": "internal_server_error",
  "message": "Something went wrong on our end. Contact Lead with the Request-Id if this persists."
}

{
  "code": "service_unavailable",
  "message": "The service is temporarily unavailable. Retry after the indicated delay."
}

{
  "code": "gateway_timeout",
  "message": "An upstream system timed out. Retry with backoff."
}