Funding Statuses - Lead | API Docs

Lead manages every funding status. You create the funding. After that, Lead moves it from processing to posted, and you cannot change it.

Lifecycle

Statuses

Status	Description	Notes
`processing`	Lead accepted the funding and is moving the principal.	The amount counts against `max_funding_amount` on a `non_revolving` user credit balance. A funding can stay `processing` while Lead retries a temporary problem.
`posted`	The principal has reached the destination account number. Terminal.	`core_transaction_id` is set. Lead posts the `funding` user credit transaction within seconds.

There is no rejected status in v2. A request that fails the create checks returns an error and creates no funding. Once Lead accepts a funding, it always reaches posted. If you’re coming from v0, see Coming from the v0 Fundings API.

Observing changes

funding.posted webhook. Sent when the funding moves to posted. The payload is the funding object. This is your signal that money moved. The funding user credit transaction may still be a few seconds behind.
Polling. GET /v2/fundings/{id} returns the current status.

Sandbox

In sandbox, POST /v2/fundings/{id}/advance moves a processing funding to posted. The Funding Object · Funding Overview · User Credit Balance Statuses · Webhooks & Events