Wire
Wire Timing & Availability
Understand when wires can be processed.
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Understand when wires can be processed.
| Submission window | Description | Processing |
|---|---|---|
| 8:00 PM CT (prior evening) – 4:00 PM CT on a business day | Fedwire is open. Wires are submitted as soon as processing is complete. | Same business day |
| 4:00 PM CT – 8:00 PM CT on a business day | Past Lead’s submission cutoff. Wires are accepted and queued until the Fedwire window reopens at 8:00 PM CT. | Next business day |
| Friday 8:00 PM CT – Sunday 8:00 PM CT | Fedwire is closed for the weekend. Wires are accepted and queued until the window reopens Sunday at 8:00 PM CT. | Next business day |
| 8:00 PM CT (evening before a Federal Reserve holiday) – 8:00 PM CT (day of holiday) | Fedwire is closed for the holiday. Wires are accepted and queued until the window reopens. | Next business day |
| Receipt window | Description | Processing |
|---|---|---|
| 8:00 PM CT (prior evening) – 6:00 PM CT on a business day | Fedwire is open. Incoming wires are received and posted automatically. | Same business day |
| 6:00 PM CT – 8:00 PM CT on a business day | Fedwire is closed. No wires are received during this window. | — |
| Friday 6:00 PM CT – Sunday 8:00 PM CT | Fedwire is closed for the weekend. No wires are received until the window reopens. | — |
| Federal Reserve holiday | Fedwire is closed. No wires are received until the window reopens at 8:00 PM CT. | — |
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