> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lead.bank/llms.txt
> Use this file to discover all available pages before exploring further.

# Products

> Lead's products grouped by ownership and function: customers & accounts, banking infrastructure, payment rails, and lending & settlement.

Everything you can build on runs through the same small set of objects — **Entity** (who) → **Account** (the product relationship) → **Balance** (tracked value) → **Account Numbers** (routable addresses) and **Transactions** (records of activity) — connected as the [Object Model](/core-concepts/platform/object-model) describes and composed differently per program.

This section groups the platform by ownership and function:

**Customers & Accounts** — the objects representing your end customers and their products. You are the ledger of record here: these are **reporting** APIs and files ([Executing vs. Reporting](/core-concepts/platform/executing-vs-reporting)) — the *user surface* on the [Object Model](/core-concepts/platform/object-model) page. Start with [Entity](/products/entity/overview); [Accounts](/products/accounts/overview) and [Balances & Transactions](/products/balances-and-transactions/overview) carry the financial picture; [Applications](/products/applications/overview) and [Cards](/products/cards/overview) serve credit and card programs.

[**Banking Infrastructure**](/products/banking-infrastructure/overview) — the real bank accounts behind your program (FBOs, operating and settlement accounts — the *core surface*, Lead-managed) and the [Account Numbers](/products/account-number/overview) that make balances routable.

**Payment Rails** — six **execution** APIs that move money: [ACH](/products/ach/overview) · [Wires](/products/wire/overview) · [Instant Payments](/products/instant-payments/overview) · [Internal Transfer](/products/internal-transfer/overview) · [Blockchain Payments](/products/blockchain-payments/overview) · [Checks](/products/checks/overview). Choosing between them: [Money Movement](/core-concepts/platform/money-movement) in Core Concepts.

**Funding & Settlement** — funds flows between your program and Lead's balance sheet or the card networks: [Funding & Receivables](/products/funding-and-receivables/overview) (extending credit; selling receivables) and [Network Settlement](/products/network-settlement/overview).

Each product page links its endpoint documentation in the [API Reference](/api-reference) and, where a file transport exists, its schemas in the [File Reference](/file-reference/overview). Which surface each product uses today: [Integration Surfaces by Product](/core-concepts/platform/integration-surfaces-by-product).