> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lead.bank/llms.txt
> Use this file to discover all available pages before exploring further.

# The ACH Object

> Field-level reference for the ACH object, including amounts, counterparty details, SEC codes, and status fields.

```json theme={null}
{
  "id": "ach_xyz001",
  "created_at": "2022-06-27T11:22:33Z",
  "updated_at": "2022-06-27T11:22:33Z",
  "status": "submitted",
  "amount": 5000,
  "account_id": "account_xyz123",
  "account_number_id": "account_number_xyz123",
  "direction": "outgoing",
  "delivery_type": "same_business_day",
  "transaction_type": "credit",
  "sec_code": "WEB",
  "currency_code": "USD",
  "statement_descriptor": "P2P Credit",
  "record_details": {
    "transaction_code": "checking_credit",
    "company_name": "Acme Inc.",
    "company_id": "1234",
    "company_discretionary_data": "Acme Inc.",
    "effective_date": "2022-06-27",
    "settlement_date": "2022-06-27",
    "individual_id": "string",
    "receiver_name": "string",
    "descriptive_date": "220627",
    "additional_information": "string",
    "trace_number": "123456789012345"
  },
  "iat_details": {
    "transaction_type_code": "business",
    "destination_country": "CA",
    "originator_currency_code": "USD",
    "destination_currency_code": "CAD",
    "foreign_trace_number": "FRN-2024-98765-INTL",
    "additional_information": "Invoice 12345 - February 2022",
    "originator": {
      "name": "Acme Inc.",
      "street_address": "123 Main Street",
      "city_state_province": "New York*NY\\",
      "country_postal_code": "US*10001\\"
    },
    "originating_financial_institution": {
      "name": "First National Bank",
      "identifier_type": "business_identifier_code",
      "identifier_code": "FNBUS33XXX",
      "branch_country": "US"
    },
    "receiver": {
      "reference_number": "RCV-2024-001",
      "name": "Lara Smikle",
      "street_address": "456 Maple Avenue",
      "city_state_province": "Toronto*ON\\",
      "country_postal_code": "CA*M5H 2N2\\"
    },
    "receiving_financial_institution": {
      "name": "Royal Bank of Canada",
      "identifier_type": "business_identifier_code",
      "identifier_code": "ROYCCAT2XXX",
      "branch_country": "CA"
    },
    "foreign_correspondent_banks": [
      {
        "name": "Citibank NA",
        "identifier_type": "business_identifier_code",
        "identifier_code": "CITIUS33XXX",
        "branch_country": "US"
      }
    ]
  },
  "counterparty": {
    "name": "Lara Smikle",
    "account_number": "1032345678",
    "routing_number": "021000021",
    "account_type": "checking"
  },
  "returns": [
    {
      "type": "return",
      "status": "submitted",
      "return_code": "R02",
      "return_reason": "string",
      "trace_number": "123456789012345",
      "additional_information": "string"
    }
  ],
  "reversal": {
    "reversal_reason": "duplicate",
    "linked_ach_id": "string"
  },
  "rejection": {
    "reason": "account_number_status",
    "details": "Account number account_123 is inactive."
  },
  "correction": {
    "account_number": "1032345678",
    "routing_number": "021000021",
    "account_type": "checking"
  },
  "metadata": {
    "additionalProp": "string"
  }
}
```