> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lead.bank/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Overview of application files.

<Warning>
  Application file integrations are not currently available for new partners. Please refer to our full suite of API-based Applications functionality [here](/api-integrations/applications/overview).
</Warning>

Application files capture information related to consumers' applications for partner products sponsored by Lead.

<Check>
  Applications are required for credit products and optional for depository products as they include underwriting and decisioning information on how a consumer was evaluated prior to Account creation.
</Check>

Depository products typically only require Applications when there is a credit component.

**Example:** In the case of certain credit builder products, this file is used for informing Lead about all applications, as well as updating Lead on the status of applications.

<Tip>
  A single application should be updated multiple times until the application is in a terminal state:

  * `approved`
  * `declined`
  * `canceled`
</Tip>